Expat reviewing international health insurance in Paris — Lonemi

Health Cover in France

France has one of the world's best healthcare systems — let us make sure you're fully part of it

One of the best things about living in France is its healthcare system. But as a newcomer, navigating Sécurité Sociale, mutuelles and reimbursements can feel like a maze. At Lonemi, we explain everything in plain English and find you the right complementary plan — so you can see any doctor, anywhere in France, without worrying about the bill.

We explain the French system

Sécurité Sociale, mutuelle Top Up — we walk you through how it all works in France, step by step, in English.

Specialist care, fully covered

See any specialist in France without worrying about out-of-pocket costs. We find the plan that covers your actual needs.

Dental & optical

France's standard reimbursements for dental and optical care are limited. We make sure you're properly covered for both.

Hospitalisation without surprises

If you ever need to stay in hospital in France, your costs are fully covered — including a private room if you prefer.

What you get

  • Coverage starts as soon as you register with French Social Security
  • Tiers payant at partner clinics — no upfront payment needed
  • We help you register with Sécurité Sociale if you haven't yet
  • Mobile app to track all your reimbursements in one place
  • Flexible plans to match your life in France and your budget
  • Alternative medicine options available

Get a quote

A bilingual advisor will review your situation and suggest the right cover for you.

Request a free quote

A question?

Our bilingual team answers all your questions.

+33 5 54 54 85 59